Call Insurance Companies for Bundling Discounts

The Problem

You have auto insurance with one company and renters with another. Neither gives you a loyalty discount.

The Hack

Call your auto insurance and ask: 'What discount would I get for bundling renters/homeowners insurance?' Then call competitors with the same question. Choose the best bundle.

Why It Works

Insurance companies want your full portfolio. Bundling gives them more premium revenue and lower acquisition costs — they pass some savings to you as incentive.

Pro Tips

• Average bundling discount: 10-25% off both policies
• Get quotes from 3+ companies — rates vary dramatically
• Also bundle: auto + umbrella, home + flood
• Re-shop insurance every 2-3 years — loyalty rarely pays