Ask About Every Possible Discount

The Problem

Your agent gave you a quote. You assumed it included all discounts. It probably doesn't.

The Hack

Call your insurer and say: 'Can you review my account for ALL available discounts?' Then ask specifically about: multi-policy, good driver, low mileage, home security, autopay, paperless, profession, alumni.

Why It Works

Insurance discounts must often be requested — they're not automatically applied. Agents are measured on premium volume, so proactively reducing your rate isn't their priority.

Pro Tips

• Common discounts: multi-policy, good driver, low mileage, autopay, paperless
• Some insurers offer discounts for: teachers, military, engineers, nurses
• Good credit = lower insurance rates in most states
• Ask annually — new discounts are added regularly