Review Your Health Insurance During Open Enrollment

The Problem

You auto-renewed last year's health plan. It might not be the best fit anymore.

The Hack

During open enrollment, compare all available plans. Check if your doctors and medications are covered. Calculate total cost: premium + expected deductible + copays = true annual cost.

Why It Works

Health insurance plans change yearly — premiums, networks, and formularies all shift. Last year's best plan might be this year's worst. 15 minutes of comparison can save thousands.

Pro Tips

• Don't just compare premiums — compare total expected cost
• HSA-eligible plans save taxes if you're healthy
• Check if your doctor and medications are still in-network
• Marketplace plans may qualify for subsidies based on income