Use Splitwise to Track Shared Expenses with Roommates

The Problem

Splitting rent, utilities, groceries, and dining with roommates is messy. Someone always owes someone.

The Hack

Download Splitwise (free). Create a group with your roommates. Log each shared expense. The app calculates exactly who owes whom and simplifies settling up.

Why It Works

Splitwise maintains a running balance between all group members. Instead of tracking every individual transaction, it calculates the minimum number of payments needed to settle all debts.

Pro Tips

• Free for basic use — premium adds receipt scanning
• Works for roommates, couples, and travel groups
• 'Simplify debts' feature minimizes the number of payments
• Integrates with Venmo and PayPal for instant settlement