Use XE Currency App for Real-Time Exchange Rates

The Problem

You exchange money at the airport and have no idea if the rate is fair. Spoiler: it's not.

The Hack

Download XE Currency app (free). Check the real mid-market exchange rate. Compare with any exchange booth before exchanging. Use credit cards for most purchases — they use near-market rates.

Why It Works

Airport and hotel exchange booths charge 5-15% markup on exchange rates. Knowing the real rate via XE lets you see exactly how much markup you'd pay — and avoid it by using credit cards instead.

Pro Tips

• Credit cards give near-market exchange rates — use them primarily
• ATM withdrawals are usually better than exchange booths
• Airport exchanges: last resort only — worst rates
• XE works offline once rates are cached