Know What to Do After an Accident — The 5-Step Checklist

The Problem

You've just been in an accident. You're shaking with adrenaline. You can't think clearly.

The Hack

Five steps: 1) Check for injuries — call 911 if anyone is hurt. 2) Move to safety if possible. 3) Exchange info: name, insurance, license plate, phone. 4) Photograph everything: damage, other car, license plates, scene. 5) File a police report even for minor accidents.

Why It Works

Post-accident adrenaline impairs decision-making. A memorized checklist automates the correct response so you don't forget critical steps like photographing evidence or getting insurance info.

Pro Tips

• NEVER admit fault at the scene — say 'let's exchange info'
• Photograph: all vehicle damage, license plates, driver's license, insurance cards, and the scene
• Get a police report number — even for minor fender benders
• Call your insurance company within 24 hours